Just finished the first Canadian CFP course (1 of 4) and I will sit the exam up in Canada in mid June. It was a challenging course and kept me engaged. Most of the complexity in Canadian retirement planning comes in all the government rules and regulations on taxes, eligibility, savings, withdrawals, "clawbacks", and pensions. They are all set up to maintain the Canadian "Goldilocks Model" where you cannot be too poor, or too rich, but just in the middle (class).
If you are interested, the New York Times had an Op-Ed piece on why Canada does a better job maintaining the middle class than the USA. The link is here. It seems to be a popular article as it has sparked over 650 comments.
If you are interested, the New York Times had an Op-Ed piece on why Canada does a better job maintaining the middle class than the USA. The link is here. It seems to be a popular article as it has sparked over 650 comments.
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